NEW CONSTRUCTION LAKE LANIER RANCH, NO HOA, SHORT-TERM RENTALS ALLOWED. This 2026-built 3-bedroom, 2-bath home in Summer Point, Gainesville, sits on a 0.42-acre cul-de-sac lot with 82 feet of lake frontage, 1,884 finished sq ft on the main level and a matching 1,884 sq ft unfinished walkout basement (terrace level). The covered rear deck is wired for a TV and faces the lake, and a new path runs from the yard down to the shoreline. Inside, the great room rises to an 18-foot vaulted ceiling around an electric fireplace, with recessed lighting and luxury vinyl plank flowing into an open kitchen with white cabinets, stone counters and Whirlpool appliances. The primary suite on the main has dual walk-in closets, a double vanity, a large walk-in shower and its own door to the deck. Downstairs, the terrace level has 9-foot ceilings, a stubbed bath and a 6-foot overhead door, so kayaks, lake gear and tools roll straight in, with room to finish later as a home gym, workshop or extra living space. No HOA, and Hall County permits short-term rentals with a license, so Airbnb and VRBO are on the table. Built by America's Home Place with 2x6 exterior walls, interior sound insulation, Bryant HVAC with a smart thermostat, all-electric systems, a 220V EV charging outlet, a 3+ car parking pad, Sentricon termite protection and a 2-10 structural warranty. There is no dock permit; new owners are welcome to meet with the U.S. Army Corps of Engineers about the Lake Lanier dock waitlist. About 5.5 miles to Gainesville Marina and 9 miles to downtown Gainesville. Zoned for Sardis Elementary, Chestatee Middle and Chestatee High School. New construction, 82 feet on Lanier and no HOA to answer to.