OWNER FINANCING AVAILABLE! Tucked away on a peaceful, one-acre wooded lot with no HOA, this exceptional 5-bedroom, 3.5-bath home strikes the perfect balance of privacy, timeless charm, and modern comfort-complete with a fully finished basement and thoughtful system upgrades throughout. Step inside to an airy, open-concept floor plan drenched in natural light from floor-to-ceiling windows. A stylish half bath adds convenience, while the spacious family room impresses with beamed ceilings and a striking brick fireplace for a warm, inviting atmosphere. The gourmet kitchen is a true centerpiece of the home, designed for both everyday living and effortless entertaining. It features granite countertops, stainless steel appliances, abundant cabinetry, a wet bar/produce prep area, and an under-counter microwave. A generous breakfast bar flows seamlessly into the open living space, complemented by a bright dining room and a cozy breakfast nook. Retreat to the oversized primary suite, a serene sanctuary with a tray ceiling, fireplace, and large picture windows. This luxurious suite includes a private laundry closet, a fully built-out walk-in closet, and a spa-inspired ensuite bath featuring heated tile floors, dual marble vanities, custom cabinetry, a freestanding soaking tub beneath a stained glass window, and a glass-enclosed tile shower. Upstairs, two spacious secondary bedrooms share a beautifully updated full bath, offering comfort and flexibility for family or guests. The fully finished terrace level feels like its own private retreat, showcasing a floor-to-ceiling brick fireplace, custom built-ins, and brand-new LVP flooring. Perfect for game nights or cozy evenings in, this level also includes a bar area, additional bedrooms, a full bath, and a full-size laundry room-ideal for guests or multi-generational living. Outdoor living is equally impressive, with multiple gathering areas including a main-level deck with built-in gas line, a screened porch, a terrace-level deck, and a tranquil water feature for ultimate relaxation. Behind the scenes, the home boasts two water heaters that are only two years old, a recently pumped septic tank, a 8-year-old roof, two out of three HVAC systems replaced just five years ago, and a Level 2 EV charging outlet in the garage, offering major peace of mind for years to come. This home is truly a rare find: luxurious upgrades, beautiful craftsmanship, and unmatched tranquility, all within easy reach of city amenities. Don't miss your chance to make it yours!