Spacious 4-bedroom, 2-bath split-foyer home with no HOA and not located in a subdivision! Special financing available, including 100% financing and up to $20,000 in closing cost assistance for qualified buyers. Situated on a private, wooded 0.49-acre lot, this home features a level driveway and an oversized two-car garage with ample parking. The inviting main level offers a two-story foyer entry, a fireside family room with LVP flooring and a wood-burning fireplace, and a well-appointed kitchen featuring wood cabinetry, tile backsplash, gas range, island bar, pantry, tile flooring, and an eat-in dining area overlooking the recently updated backyard deck. The owner's suite includes a walk-in closet and private bath with a walk-in shower, while two additional bedrooms and a full guest bath complete the main level. The finished lower level offers a large bonus/recreation room that can easily serve as a fourth bedroom, along with a laundry area and direct garage access. Conveniently located near shopping, dining, White Oak Park, and local schools. Special Buyer Incentives Available! Special 100% Financing and up to $20,000 Closing Cost Assistance Available! Take advantage of the Buy Before You Sell Program, enjoy a one-year temporary rate buydown (1% below market rate) OR a closing credit at no cost to the buyer, courtesy of Mark Baker/SWBC Mortgage.