SPECIAL INCENTIVE: The seller is offering $5,000 in seller-paid flex cash! Use this towards a rate buydown to significantly lower your monthly mortgage payment, or apply it directly toward your closing costs. Living in Sterling on the Lake feels like a year-round vacation. Your annual HOA fee grants access to a world-class clubhouse, a fully equipped fitness center, a sparkling lake with a community dock, four resort-style swimming pools, tennis and pickleball courts, walking trails, and a vibrant community events calendar packed with live concerts and seasonal festivals. Primary-on-Main Suite: Say goodbye to carrying laundry up and down stairs. The main-level primary bedroom serves as your ultimate private retreat, complete with trayed ceilings. Versatile Upper Loft: Overlooking the family room, the upstairs loft serves as an ideal flex space for a home office, playroom, or cozy reading nook. Massive Expansion Potential: A full, unfinished basement with daylight and an exterior entry is already stubbed for a bath, offering a blank canvas to build your dream media room, home gym, or guest suite. The Least Expensive Basement Home in the Neighborhood: Get unmatched equity potential on this quality Ryland built home! This property features a full, unfinished daylight basement already stubbed for a bath-and it is currently the lowest-priced home with a basement in the entire community. It offers a massive blank canvas to build your dream media room, home gym, or guest suite. Outdoor Relaxation: Step out onto your extended back deck to take in peaceful views of the partially wooded backyard, or look across the street to enjoy the charming neighborhood pocket park.