Experience exceptional North Georgia mountain living with spectacular long-range mountain and lake views, USFS land directly across the street, and a direct line of sight to Brasstown Bald, Georgia's highest peak. The main level features hardwood floors, an open-concept living area, tongue-and-groove ceiling, gas fireplace, and large windows showcasing the views. Wi-Fi-controlled motorized blinds add convenience. The updated kitchen offers granite countertops and a full-height backsplash, plus laundry, a half bath, and a desirable split-bedroom layout. The terrace level offers a separate living space with two bedrooms, two bathrooms, a full kitchen, laundry, and a steam shower, ideal for extended family, guests, or potential rental use. Enjoy outdoor living on two partially screened Trex decks, an outdoor fireplace, and covered sitting area. Additional features include separate driveways, a spacious two-car garage with RaceDeck flooring and overhead storage, plus an air-conditioned detached storage shed. Updates include a 2020 roof with transferable warranty, two 2020 water heaters, and a new 2026 Carrier Infinity three-zone HVAC system for the main level, with a separate two-zone HVAC system serving the terrace level. With stunning views, flexible dual-living space, exceptional outdoor areas, and numerous updates, this Hiawassee mountain retreat offers the perfect blend of comfort, functionality, and natural beauty.