**USDA ELIGIBLE - NO HOA!** Welcome home to this charming **3-bedroom, 2-bath raised ranch**, situated on a spacious lot of nearly an acre! Step inside to discover a vaulted living room with a cozy fireplace, perfect for relaxing or entertaining. The spacious primary suite features vaulted ceilings and a private bathroom with a vanity and tub/shower combination. Two additional bedrooms and a full guest bathroom complete the main level. Enjoy peace of mind with several major updates, including a **NEW water heater, HVAC system replaced 2 years ago, and a roof that's only 6 years old!** The full, partially finished basement offers endless possibilities for additional living space, a home office, recreation room, or extra storage. You'll also appreciate the convenient laundry closet and spacious garage. With nearly an acre of outdoor space, room to grow, and USDA financing eligibility, this home offers a wonderful combination of comfort, functionality, and opportunity. Ask about Lender Credit! **Don't miss your chance to make this home yours! Schedule your private showing today!**